> ## Documentation Index
> Fetch the complete documentation index at: https://docs.abisko.io/llms.txt
> Use this file to discover all available pages before exploring further.
# Tracking Penalties
> Tracking penalties across properties, policies and portfolios.
The Penalties tab provides a view of estimated non-compliance costs associated with policies tracked across the portfolio. It projects exposure over a 10-year horizon and breaks down penalties by policy, year, and status, so that users can prioritize capital projects to reduce energy and minimize risk across their portfolio.
## Adding Penalties
When [creating or updating a submission](/compliance-bps/tracking-submissions) for a policy, users can add estimated penalties to track financial exposure across multiple compliance cycles.
To estimate penalties for more complex Building Performance Standards, users can leverage Abisko's [BPS analysis ](https://docs.abisko.io/compliance-bps/overview)features to automatically calculate projected penalties for all major BPS policies over time.
* **Example**: Users can calculate projected [NYC Local Law 97 ](https://docs.abisko.io/compliance-bps/nyc)penalties through 2050 and track values for future submissions across multiple compliance cycles.
Abisko aggregates penalties associated with all submissions with deadlines that fall within a given year into portfolio-level views that can be filtered to show trends across policies, municipalities and individual properties.
Leverage bulk import templates to quickly add submissions and penalties for properties across your portfolio.
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## Tracking Exposure
Users can view projected penalties for all tracked submissions across their portfolio over multiple years. Each total represents the sum of all penalties associated with submissions for a particular policy with a deadline in the given year.
Users can use the filters above the plot to analyze penalties across specific municipalities, policy types, submissions statuses and deadlines.
### Policy-level Trends
Users can click on the name of a policy in the table to view a breakdown of penalties for every building subject to that policy. This allows users to prioritize specific buildings across jurisdictions for energy efficiency investments.
Click the **Back** button to return to the portfolio-level view across all policies.
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## Penalty Status
Penalties tracked for each submission are classified into one of three statuses:
* **Pending**: Penalties estimated for properties that have not yet achieved compliance. These represent active financial risk.
* **Paid**: Penalties that have been incurred and recorded as paid. Users can check the **Paid** checkbox next to the penalty value to indicate that the penalty was paid.
* **Avoided**: Penalties that were projected but ultimately not incurred, typically because compliance was achieved before the deadline.
Users can toggle the penalty status above the plot to track **pending** (i.e. current financial risk), **paid** (i.e. pas financial penalties) and **avoided** (i.e. risk mitigation) penalties that resulted from energy efficiency investments.